Personal Checking and Savings Accounts
| United Personal Checking Account | United Personal Money Market Account | United “Balance Plus” Account | United Personal Savings Account | |
|---|---|---|---|---|
| Description | NOW Interest Bearing Checking Account |
Money Market Rate Account-Limited Access |
DDL – Overdraft Protection (Personal / Business) |
Statement Savings Account-Limited Access |
| Initial Deposit |
$100 | $500 | Not Applicable | $500 |
| Interest1 Daily Balance Required to Earn Interest |
Tiered Interest $2,500 to $49,999 $50,000 and up Minimum $2,500 Daily Balance Required to Earn Interest |
Tiered Interest $ 2,500 to $ 9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000 to $99.999 $100,000 and up Minimum $2,500 Daily Balance Required to Earn Interest |
Refer to Consumer Rate Sheet
Not Applicable |
All Balances
Interest Earned All Balances |
| Account Features2 |
Unlimited Check writing; Unlimited withdrawals in person or by ATM3 |
Unlimited withdrawals in person or by ATM3 6 pre-authorized withdrawals per statement cycle; 3 of which may be made by check.4 |
Minimum transfer $100.00 increments. Minimum Payment 3% Outstanding Balance Minimum Line $1,000 Maximum Line $50,000 |
Unlimited withdrawals in person or by ATM3 6 pre-authorized withdrawals per statement cycle5 |
| Average Monthly Balance to Avoid Service Charge |
$2,500 | $2,500 | Not Applicable | $1,000 |
| Service Charge |
$20 Monthly | $20 Monthly | Not Applicable | $2 Monthly No Charge for Minor Accounts |
| Other |
Monthly Statement | Monthly Statement | Monthly Statement | Quarterly Statement6 |